
- AppreciationAn increase in the price or value of an asset. Read More
- Asset allocationAsset allocation is a strategy used in building your portfolio to balance risks and returns by putting your money in different assets, like stocks and fixed income. Read More
- Brokerage firmA brokerage firm acts as a middleman between buyers and sellers of securities and other financial instruments. Read More
- Business diversificationBusiness diversification is a growth strategy where companies develop a new product or enter a new market. Read More
- Capital GainA capital gain occurs when you sell an asset for more than what you originally paid for it. Read More
- Certificate of DepositA certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, and in exchange, the issuing bank pays interest. After the fixed period is over,(...) Read More
- Compound interestCompound interest is the interest you gain on your initial investment as well as the accrued interest on that investment. It is basically “interest earned on interest.” Read More
- Credit ratingA credit rating is a score that tells lenders how likely a borrower is to pay back a loan, and it is based on the borrower's financial history. Read More
- Debt to EquityA financial ratio used to calculate the proportion of stockholder equity in relation to debt that is used to finance the assets of a company. Read More
- DepreciationTo lose value over a period of time - this refers to any form of assets, such as cash or real estate. Read More
- Disposable incomeDisposable income is the income remaining after paying all mandatory payments are made such as taxes. Read More
- DiversificationA risk management strategy that involves splitting up your investments into different types of assets that behave differently, to reduce overall risk Read More
- Diversified PortfolioA diversified portfolio is a collection of different securities and asset classes that are not affected by the same factors, which minimizes the overall risk of the portfolio. Read More
- Dividend yieldA measure of the size of a dividend, which is found by expressing the dividend as a percentage of a share's current price. It's calculated by dividing the annual dividends paid per share by the(...) Read More
- Dollar-denominatedDollar-denominated means that the value of the instrument/asset class is priced in US dollars. Read More
- Earnings reportEarnings reports are quarterly financial statements issued by publicly traded companies. This includes three key financial statements: the balance sheet, the income statement and the cash flow(...) Read More
- Hedge fundA private investment firm that uses a variety of strategies to invest the money of its clients in an effort to outperform the market or act as a hedge against unanticipated changes in the market. Read More
- Intangible assetsIntangible assets are assets that are not physical and cannot be grabbed such as a company's reputation, trademark, or copyright. Read More
- InvestmentAn investment is an asset that you buy with the expectation that it will generate some future income or profit Read More
- Market capitalizationIt’s simply the total value of a company’s outstanding stocks, calculated by multiplying the total number of shares by the current share price. Read More
- Market VolatilityIt is the rate at which prices go up and down. Read More
- Mutual fundA mutual fund is a financial vehicle that pools assets from shareholders to invest in securities like stocks, bonds, money market instruments, and other assets. They are operated by professional(...) Read More
- Net incomeNet income is the total revenue minus total expenses of a company. Read More
- Passive IncomePassive income is a cash stream that requires little to no effort to maintain - unlike active income, such as your salary. Read More
- Primary MarketThe primary market is where securities are created - companies sell new stocks and bonds to the public for the first time. Read More
- Purchasing powerPurchasing power is the amount of goods and services that can be purchased with a unit of(...) Read More
- Real termsReal terms refer to a value that takes into account the effects of inflation for example if wages climbed by 5% and prices increased by 2%, then the 'real' growth in wages would only be 3%. Read More
- Risk preferenceRisk preference is the investor's choice of how risky they want their investment to be. The higher the risk the higher the return. Read More
- Risk toleranceAn investor’s risk tolerance is the level of risk they’re willing to take when making an investment decision> Read More
- Secondary MarketThe secondary market is where investors purchase securities from other investors, rather than from issuing companies themselves. Read More
- SecuritiesSecurities are tradable financial instruments with monetary value. Read More
- Shares outstandingShares outstanding is the number of total shares of a corporation that are authorized, issued, and purchased on the secondary market by investors Read More
- Solutions FundSolutions fund is a sum of money stashed away every month for emergencies or unplanned expenses. Read More
- Stock exchangeIs a place where traders can buy and sell securities such as stocks bonds, and other securities Read More
- Stock MarketThe stock market is where investors connect to buy and sell investments — most commonly, stocks Read More
- Stock valuationStock valuation is a method of trying to calculate the worth of a company and comparing the valuation to the current market price in order to know whether a stock is over or under valued. Read More
- Tangible assetsTangible assets are physical assets that are available in physical form or holdings, such as a car, equipment, or machine. Read More
- Time horizonTime horizon is your investing timeframe for achieving a financial goal. Read More
- Time value of moneyThe sum of money in the present is worth more than the same sum of money in the future. Read More